Posts tagged overcoming frugality
#430 - How Do RMDs Work for Married Couples?
#430 - How Do RMDs Work for Married Couples?

This is a fantastic time to enjoy a pretirement tailwind. If you have ever considered using pretirement as a gateway into full retirement, the job market is desperately searching for experienced talent. Listen in to discover how this cultural shift in the workplace could benefit your retirement plans.

On this episode, you’ll also hear the answers to a number of questions from listeners like you. If you are worried about how to shift from saving to spending, wondering how to plan for taxes in retirement, or how RMDs work for married couples then make sure to press play to hear the answers to these questions.

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PodcastsRoger Whitneylistener questions, RMD, 401k, overcoming frugality
#411 - Overcoming Frugality
#411 - Overcoming Frugality

Rocking retirement doesn’t mean getting your Roth conversions right, it means minimizing your regrets. At the end of your life, you don’t want to think “yay, I paid fewer taxes!” you want to think “wow, my life was awesome!” Overcoming the frugality that stems from a lifetime of saving is one way to live a life free of regret in retirement.

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PodcastsRoger Whitneyovercoming frugality, mortgage, Retirement plan of record, COLA, social security, inherited IRA
#409 - Reflections on the Retirement Scene
#409 - Reflections on the Retirement Scene

We often have monthly themes to guide the topics of this show, but this month on Retirement Answer Man we are doing a bit of a mishmash. Today I want to share some thoughts I had on retirement in general and answer a few retirement questions. As you listen, think about which topics apply to you and your situation and see if you can come up with actions that can get you closer to your retirement goals.

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PodcastsRoger Whitneyretirement reflections, frugality, overcoming frugality, feasible, resilient, optimized, retirement planning
#408 - Listener Questions: Which Account Should I Withdraw from to Fill Up My Tax Bracket?
#408 - Listener Questions: Which Account Should I Withdraw from to Fill Up My Tax Bracket?

Ever since listeners enjoyed our Retirement Tax Management series with Andy Panko we have received an influx of questions surrounding taxes. I’ll answer several questions today about filling up your tax buckets.

I’ll also respond to queries about planning when to take Social Security when you will have excess RMDs and how to incorporate balanced funds into your asset allocation. Don’t miss this episode if you still have burning tax questions left over from last month’s series on retirement tax management.

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PodcastsRoger Whitneylistener questions, overcoming frugality, social security, tax brackets, RMD