Most financial planners tell you how big your nest egg will be while relying on big assumptions that tell you how well the stock market or how less risky investments will perform. Then they chain you to the results, only reacting when the assumptions change in a big way. These faulty assumptions disempower you. I don’t say this to rail on the industry; just to show you there is a better, more complete way.
Read MoreA lot of business school revolves around creating a written business plan. Similarly, many financial planners working with clients spend a ton of time and effort developing a complex retirement plan.
Read MoreI’m guessing if you’re preparing for retirement, you’re not thinking to yourself, “All right! I’ll soon be able to get caught up on ‘Days of Our Lives.’” Do you have good reasons to retire?
Read MoreThe old misconceptions about retirement are like a 1972 Volkswagen Karmann Ghia, uncomfortable, unreliable, and unsafe. Time to force them off the road.
Read MoreEmotional investing isn't so much about using emotions to choose investments. It should be about choosing which emotions to pay attention to for your retirement savings.
Read MoreToo many retirees miss work because they don’t work on friendships outside of work. Have you considered the social component of retirement?
Read MoreStrategic retirement is like a game of chess. If you look out too far or not far enough, you'll probably suffer for it.
Read MoreRetirement is different for everybody. But the first step you take in planning for it should be the same for almost everyone. We’ll talk about it in today’s episode.
Read MorePaint-by-Numbers Retirement has been the standard for financial planners for years. Don't let it fool you into missing out on life.
Read MoreI want to walk you through a 10-step process I use with my clients who are facing decisions about when to retire or have other big financial or life decisions to make.
Read MoreIf you identify with any or all of these three signs you're spending too much before your retirement, you may need to revise your habits to live the life you want after you retire.
Read MoreNot all Social Security strategies work. Especially after some popular strategies bit the dust in 2016.
Read MoreJob burnout or career burnout can push some people to retire early - and that usually isn't the right course of action.
Read MoreThe top 6 retirement mistakes I see as a financial planner and how to avoid them
Read MoreThe top retirement fears in the nation and of my listeners include outliving your money. We’ll explore the top three retirement fears and how you can address them in today’s episode.
Read MoreEvery Monday, I’ll be publishing a new piece to the Retirement Answer Man blog. It will usually be based on a subject I’ve covered in one of my podcasts. Welcome to Blog 2.0!
Read MoreMost people don't have a clue what they want "retirement" to look like. Ask them when and they throw out the typical answer "62" or "65." Ask them why and they'll likely say "I want the freedom to do what I want to do, when I want to do it."
Read MoreTry setting long-term aspirations. Aspirations aren't as finite as goals and don't carry the baggage of failure if you abandon them. As you change, you can change the things you and your family aspire to.
Read MoreLately I’ve worked too hard at trying to be my future self. Worked too hard at being the person I’m supposed to become. The discontentment that drives my efforts is robbing me of enjoying all that I have and am today. Don't misunderstand, I want to keep becoming my better self. I just don't want my striving to rob me of all that I am today. I think we all do this. I think it creates much of the unhappiness many of us feel.
Read MoreI need your help to ensure I do the best possible job answering your most important retirement questions. Please share your input and complete my 2015 listener survey.
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