The Retirement Answer Man® Show

Hitting the hot topics of life and retirement, right between the ears.

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#354 - The Parent Project: 6 Ways Aging Parents Can Impact Your Retirement

#354 - The Parent Project: 6 Ways Aging Parents Can Impact Your Retirement

Over the next 5 episodes, we’ll be tackling an important series that I call The Parent Project. No parent wants to be a burden to their children, but as longevity increases with advances in healthcare, your parents may need you to help them out as they age. Are you helping to care for a parent or an aging family member?

My goals for this series are to help you help a parent prepare for this stage of life, to help you prepare for this stage in your own life, and to share bits of wisdom along the way. You won’t want to miss this pertinent series, so press the play button now!

PodcastsRoger WhitneyDecember 2, 2020longevity, aging, parent project

#353 - What Are the Chances We Have a Market Crash, and How Do I Protect Myself?

#353 - What Are the Chances We Have a Market Crash, and How Do I Protect Myself?

This is a time of year when many people give thanks for what they have. On this episode of Retirement Answer Man, I explore the definition of thankfulness and gratitude with our Rock Retirement Club retirement coach, BW. He even brings us 5 tips that can help us to cultivate gratitude on a regular basis.

Tanya Nichols joins me again to help answer listener questions. You’ll learn what you can do if you are worried about a market crash, what to do if you think you are too old for long-term care insurance, and we’ll discuss Roth conversions from a 403B. Press play now to join me to hear the answers to listener questions and more.

PodcastsRoger WhitneyNovember 25, 2020stock market, Tanya Nichols, Kevin Lyles

#352 - How Do I Stop Feeling Guilty About Success So I Can Enjoy Retirement?

#352 - How Do I Stop Feeling Guilty About Success So I Can Enjoy Retirement?

There are so many things to take care of in retirement. It can all feel overwhelming. Many people worry about their jobs, the state of the world, retirement, and their uncertain future. On this episode of Retirement Answer Man, you’ll learn what you can do to ease your worries about the unknown as well as discover the answers to questions from listeners like you. Join Tanya Nicols and me as we answer questions about an early retirement package, what to do when you have a significant portion of your net worth in one stock, and how to use second to die life insurance.

PodcastsRoger WhitneyNovember 18, 2020Tanya Nichols, worry, early retirement package

#351 - How Do I Use an HSA for Retirement Healthcare Costs?

#351 - How Do I Use an HSA for Retirement Healthcare Costs?

Do you use an HSA? If not, you may want to start one after listening to this episode. Find out how you can use an HSA to help lessen healthcare costs in retirement and stick around to hear the answers to listener questions on this episode of Retirement Answer Man.

Are you trying to figure out how to deal with an unexpected retirement? Would you like to come on the show? We are looking for a volunteer for the next Retirement Plan Live coming up in January. If you would like some help in navigating your unexpected retirement head on over to RogerWhitney.com/rpl to put your name in the hat and potentially become our next case study for Retirement Plan Live.

PodcastsRoger WhitneyNovember 11, 2020HSA, listener questions, 1099, Roth

#349 - Unexpected Retirement: How Do I Find Work to Fill the Gap?

#349 - Unexpected Retirement: How Do I Find Work to Fill the Gap?

What do you do if you lose your job but you’re still not ready to retire? Whether it’s personally, professionally, or financially, if you’re not ready to retire then you’ll have to take action to find new employment. How do you fill that gap between this job loss and retirement? On this episode of Retirement Answer Man, we’ll brainstorm some ways that you can take action to find your next job.

PodcastsRoger WhitneyOctober 28, 2020unexpected retirement, losing your job, Kevin Lyles

#348 - Unexpected Retirement - Do I Take the Retirement Package?

#348 - Unexpected Retirement - Do I Take the Retirement Package?

A result of the infamous year 2020 is that companies are looking left and right for ways to cut costs. One way many companies are trimming the fat is by offering early retirement packages to their most experienced team members. There are many questions you should ask yourself if you have received the offer of an early retirement package. Listen in to discover what you need to be thinking about in this situation.

PodcastsRoger WhitneyOctober 21, 2020early retirement package, unexpected retirement, buyout, bonds

#347 - Unexpected Retirement: Annie Duke on How to Decide

#347 - Unexpected Retirement: Annie Duke on How to Decide

Retirement brings an onslaught of life-changing choices, so one thing you can do to help rock retirement is to become a better decision-maker. If you are wondering how you can do that, then you’ll want to listen to this interview with Annie Duke. Annie Duke is the author of Thinking in Bets and she just released a new book called How to Decide. She knows that people can improve the quality of their decisions and she’s here to teach us how. Press play to learn how you can make better decisions so that you can rock your retirement.

PodcastsRoger WhitneyOctober 14, 2020decision making, unexpected retirement, Annie Duke

#346 - Unexpected Retirement: 5 Things to Do When You’re Suddenly Retired

#346 - Unexpected Retirement: 5 Things to Do When You’re Suddenly Retired

The Coronavirus pandemic has brought about so many disruptions to our daily lives. In addition to all the health precautions we must take, many of us have had to deal with job loss as well. Whether it was a furlough, layoff, or early retirement, the results are the same. You used to be working and now you’re not. During this entire month, we will discuss what you can do when you are retired unexpectedly. On this episode, you’ll learn 5 things you can do when you are suddenly retired.

PodcastsRoger WhitneyOctober 7, 2020unexpected retirement, layoff

#345 - How Does Medicare Work? Making Your Medicare Decision

#345 - How Does Medicare Work? Making Your Medicare Decision

SThe retirement decisions that you make today will impact you for years to come. This can be a scary thought since we don’t know what the future holds. The Medicare decisions that you make now can affect your future self so you don’t want to take these decisions lightly.

PodcastsRoger WhitneySeptember 30, 2020medicare, Danielle K. Roberts, Boomer Benefits

#344 - How Does Medicare Work? Common Medicare Mistakes

#344 - How Does Medicare Work? Common Medicare Mistakes

Danielle Roberts from Boomer Benefits joins The Retirement Answer Man Show again to help us understand the nuances of the Medicare system. She has a new book coming out soon called 10 Costly Medicare Mistakes that you won’t want to miss. In this episode, you’ll learn from Medicare horror stories, the biggest mistakes you can make with Medicare, and why you need to check your plan every year. Make sure to sign up for 6 Shot Saturday to get free resources by Danielle Roberts, our Medicare expert!

PodcastsRoger WhitneySeptember 23, 2020medicare, Danielle K. Roberts, Boomer Benefits, medicare part d

#343 - How Does Medicare Work? Medigap and Medicare Advantage

#343 - How Does Medicare Work? Medigap and Medicare Advantage

Over the past few weeks, we have talked about the different pieces that make up our Medicare system. Medicare is a fairly complex system with a lot of nuances to be aware of. One of the things you may have noticed is that there are some gaps in Medicare coverage. Today Danielle Roberts from Boomer Benefits is back to help us understand these gaps and what we can do to fill them.

PodcastsRoger WhitneySeptember 17, 2020medigap, medicare, Danielle K. Roberts, Boomer Benefits

#342 - How Does Medicare Work? Part D and What Medicare Doesn’t Cover

#342 - How Does Medicare Work? Part D and What Medicare Doesn’t Cover

Medicare Part D has similarities and differences to Parts A and B. On this episode of our How Does Medicare Work? series, we’ll explore Part D. We’ll also discuss what Medicare doesn’t cover. How much do you know about Medicare and how it works? Are you trying to figure out how this new type of insurance will be different from what you are used to? Make sure to listen to the whole series to help you understand the changes that enrolling in Medicare will bring to your life.

PodcastsRoger WhitneySeptember 9, 2020medicare, medicare part d, Danielle K. Roberts, special needs trust, estate planning, Boomer Benefits

#341 - How Does Medicare Work? - Part A and Part B with Danielle K. Roberts

#341 - How Does Medicare Work? - Part A and Part B with Danielle K. Roberts

I cannot believe that this is our first time doing a monthlong series on Medicare! Thankfully, this is a five-week month, so we can really dive deep into this complex topic. Let me lay out the month for you. This week we’re talking about Medicare Part A and B. During the next episode we’ll discuss part D and all the things that Medicare doesn’t cover. Following that episode, we’ll discuss Medigap and Medicare Advantage as well as mistakes we can make with Medicare. Finally, we will dive in deep to help build a framework that we can use to best serve ourselves when it comes to Medicare. Are you ready to start your Medicare learning journey? Press play to start your Medicare education now.

PodcastsRoger WhitneySeptember 2, 2020medicare, Medicare Part A and B, Danielle K. Roberts, HELOC, Boomer Benefits

#340 - A Framework for Better Decision Making

#340 - A Framework for Better Decision Making

This whole month of August we have talked about improving decision making. Retirement brings about hundreds of choices. If you aren’t well-prepared to make those decisions you might simply revert to the default choice. Do you really want your retirement to be set to default? In this episode, you’ll learn how to create a framework to make tactical decisions. If you’re ready to learn how to make decisions that will help you rock retirement then press play now.

PodcastsRoger WhitneyAugust 26, 2020decision making, Kevin Lyles

#339 - Process, Strategy, Tactics: A Formula for Better Decisions

#339 - Process, Strategy, Tactics: A Formula for Better Decisions

We’ve been talking about decision making for the past several episodes and today I want to help you build a framework to rely upon when making decisions in retirement. This framework for better decision making will help ensure that you are living the life you really want. If you are ready to create a strategy that reflects your values so that you can rock retirement then press play now.

PodcastsRoger WhitneyAugust 19, 2020decision making, Tanya Nichols, framework, asset allocation, investment income

#338 - 48 Days to the Work and Life You Love with Dan Miller

#338 - 48 Days to the Work and Life You Love with Dan Miller

What is your retirement strategy? Do you have one? A strategy is born from a process and tactics are born from that strategy. This is why it is so important to make sure that you have a process and strategy in place when planning for retirement. Your strategy will help you drive those important decisions.

Your decisions during the accumulation phase of life were much different than they will be in retirement. This is why I’ve got Dan Miller joining me to discuss his book 48 Days to the Work and Life You Love.

PodcastsRoger WhitneyAugust 12, 2020Dan Miller, 48 Days, Fritz Gilbert

#337 - Better Retirement Decision Making - The Retirement Choices You Have to Make

#337 - Better Retirement Decision Making - The Retirement Choices You Have to Make

I’m excited to share with you this next series of episodes. Over the next 4 episodes, we will explore how to make better decisions for yourself in retirement. Today we’ll examine what a decision is and think about all the different choices you have to make in retirement. Learn how to evaluate your decision-making process and discover how to make better retirement choices on this episode of Retirement Answer Man.

PodcastsRoger WhitneyAugust 5, 2020decision making, Chad Smith

#336 - Estate Planning in Retirement: Lessons from Handling My Parents' Estate

#336 - Estate Planning in Retirement: Lessons from Handling My Parents' Estate

Have you ever had to deal with closing an estate? Mark Ross happens to have the unfortunate experience of helping to close out 4 different estates in a short period of time. Since experience is the best teacher, Mark joins me today to discuss his experience with the probate process. He’ll share how he dealt with his feelings during the process, how long it took, how he managed, and what he thinks you can do to organize your own estate. Give your heirs the gift of an organized estate by learning all you can now to help ease the probate process.

PodcastsRoger WhitneyJuly 29, 2020estate planning, Kevin Lyles

#335 - Estate Planning in Retirement: Organization and Communication

#335 - Estate Planning in Retirement: Organization and Communication

By now you know how important estate planning is in retirement. But it is also important to organize and communicate your wishes to your loved ones. In this episode, you’ll learn how to organize and communicate your estate planning wishes. We’ll chat with Sarah Bunnell from Everplans who will let you know how and why organization and communication are so important. Listen in to hear her expert take on these matters. And make sure you are signed up for the 6-Shot Saturday email so that you can receive an essential document checklist.

PodcastsRoger WhitneyJuly 22, 2020estate planning, Sarah Bunnell, Everplans