Is Your Asset Allocation All Wrong During Retirement?

One hundred minus your age in equities. This is is the rule of thumb for asset allocation during retirement we've all heard. This best practice may not be best after all. Recent research, however, questions this logic. If your goal is achieving life goals, It may be better to INCREASE your equity exposure as you age. 


In this episode, we'll dive into this research with Michael Kitces from the Nerd's Eye View.

Michael and I discuss:

  • The difference between achieving life goals vs. wealth maximization.

  • Why it may make sense to get more aggressive in your allocation as you age.

  • How the return sequence of your portfolio is more important than your average return during retirement.

  • The equity glide path.

  • The danger years for every retiree.

Helpful Links

Should Equity Exposure Decrease in Retirement?

What Returns are Safe Withdraw Rate REALLY Based Upon?